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Apple has released the second beta of iOS 8.1, build 12B407, to registered developers



From MacRumors:
iOS 8.1 includes several bug fixes for issues in iOS 8, including a fix for a Bluetooth connectivity problem, and it also includes support for Apple Pay, Apple's mobile payments service that is launching in October. Along with iOS 8.1, Apple is also simultaneously working on iOS 8.2 and iOS 8.3, all of which are expected to add new functionality to the operating system.
  Apple Seeds Second iOS 8.1 Beta to Developers